Established in 1989

We are an independent, family-owned financial advisory practice tailoring evidence-based strategies to manage our clients’ financial futures. We help ensure the dream of financial security becomes a reality through an evidence- based practice. Desired outcomes are achieved through the customized application of tried and true investing strategies to harness the power of the stock market. In addition to working with individuals concerned about their financial future, we also work with small businesses to provide employee benefits solutions.

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Thomas L. Seltzer
Retirement Consultant

Daniel L. Seltzer
CFP and Wealth Manager

Natasha Hamilton

Donna Saenz
Director of Client Relations


Retirement Planning

You’ve worked hard for your money, and your money needs to work hard for you in order to retire successfully. Retirement planning is the process of determining retirement income goals and the actions and decisions necessary to achieve those goals. It includes identifying sources of income, estimating expenses, implementing a savings program and managing assets.

Financial Planning

A financial plan is a comprehensive evaluation of an individual or couple’s current and future financial state by using currently known variables to predict future cash flows, asset values and withdrawal plans. Holistic financial planning is a blueprint. The plan serves as a roadmap, with clear milestones so that you know you are on the right path to achieving your goals.

Insurance Planning

Insurance planning is the process of identifying risks and analyzing what types of insurance is needed to protect against these risks. These risks are best identified during the financial planning process. Some risks can be retained, while others should be covered. A plan must be created to insure the protection of a person's assets and ability to create those assets.

Estate Planning

It is prudent to prepare for the transfer of a person's wealth and assets after his or her death.  Estate planning involves written directives to manage an asset base in the event of their incapacitation or death, including the bequest of assets to heirs and the settlement of estate taxes. We team with an attorney experienced in estate law in this important area.